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Finding the best mental health insurance is vital for millions of Americans who are being treated for mental health disorders. Fortunately all Affordable Care Act marketplace plans cover...
We identified the best insurance companies for mental health based on plan costs, state availability, plan types, NCQA ratings, health management programs, and more.
Mental and behavioral health services are essential health benefits. All plans must cover: Behavioral health treatment, such as psychotherapy and counseling. Mental and behavioral health inpatient services. Substance use disorder (commonly known as substance abuse) treatment.
It helps low-income individuals in certain groups pay for medical care and prescriptions. Medicaid is not a typical insurance program with monthly payments and deductibles; Medicaid pays providers directly for your care.
Best health insurance for mental health coverage. Most employer-sponsored insurance and individual insurance plans provide a set of standard mental health benefits. However, what you pay, as compared to what the company contributes, and extra benefits can vary by company.
Many people need therapy for their mental illness. However, health insurance has a big impact on whether or not you're likely to get treatment.
Mental health insurance coverage is a vital component of whole-person care, ensuring that individuals managing ongoing conditions or experiencing temporary mental health challenges can access help from licensed professionals.
As of the ACA enactment in 2014, most individual and small group health insurance plans, including plans sold on the Marketplace, are required to cover mental health and substance use disorder...
Health insurance helps pay for mental health care needs including checkups, visits to specialists, emergency care and hospital stays. In most cases insurance will keep a person from paying the full cost of medical services.
You can find plans with mental health insurance coverage at your state or federal marketplace, as well as private insurance brokers like eHealth.com. As the first and largest online health insurance brokerage, eHealth offers a wide selection of individual and family health plans for different needs and budgets.