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30-year fixed-rate mortgage: 5.75%. Change: -1.15 percentage point. Highest since 2009. Mortgage rates ended 2023 with a cooldown almost as fast as the surge.
The typical rate on a 30-year fixed-rate mortgage is now about 0.3 percentage points higher than it was in January 2024, when it stood at about 6.6%, according to Freddie Mac data.
Freddie Mac reports an average 6.85% for a 30-year fixed-rate mortgage, up 13 basis points from last week's average 6.72%, according to its weekly Prime Mortgage Market Survey of nationwide ...
The Fed cut its benchmark short-term interest rate, the federal funds rate, by a full point in 2024 and the average credit card rate has only dropped from 20.74 percent at the start of 2024 to 20. ...
Further, fixed-rate credit cards are becoming harder to find. ... The national average for credit card balances was $6,140 in early 2024, according to Bankrate’s 2024 State Debt Burden Survey.
Average mortgage rates moved lower across a number of terms as of Thursday, December 12, 2024, following yesterday's release of November's consumer price index report showing a 0.3% increase in ...