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  2. How to open a credit file for a new business - AOL

    www.aol.com/finance/open-credit-file-business...

    When you have credit products like business loans or credit cards in your company’s name, the lenders will send the activity with them to the commercial credit reporting bureaus, which will, in ...

  3. What is a credit reporting agency? - AOL

    www.aol.com/finance/credit-reporting-agency...

    Lenders, landlords, employers and others can request a copy of your credit report if they have a valid reason to see the information. Credit reporting agencies are also known as credit bureaus or ...

  4. How credit inquiries affect your credit score - AOL

    www.aol.com/finance/credit-inquiries-affect...

    Hard credit inquiries, sometimes called hard pulls or hard credit checks, take place when you request a new line of credit or begin the process of taking on a major financial commitment.

  5. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  6. Commercial credit reporting - Wikipedia

    en.wikipedia.org/wiki/Commercial_credit_reporting

    Commercial credit is more volatile than consumer credit. Few businesses survive five years in the same form that they were first founded. All businesses are in constant competition with other businesses for clients and markets. The granting of credit by businesses is very much a market driven and few regulations exist.

  7. X12 Document List - Wikipedia

    en.wikipedia.org/wiki/X12_Document_List

    Response to Request for Student Educational Record (Transcript) 149 Notice of Tax Adjustment or Assessment 150 Tax Rate Notification 151 Electronic Filing of Tax Return Data Acknowledgment 152 Statistical Government Information 153 Unemployment Insurance Tax Claim or Charge Information 154 Secured Interest Filing 155 Business Credit Report 157