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  2. How to pay off credit card debt - AOL

    www.aol.com/finance/pay-off-credit-card-debt...

    So if you have a $10,000 balance on a card with a 30 percent APR and $5,000 on a card with a 15 percent APR, you’ll pay off the $10,000 balance first. Cope explains that choosing a repayment ...

  3. How to pay off credit card debt - AOL

    www.aol.com/finance/pay-off-credit-card-debt...

    Consider how long it will take to pay off your credit card debt compared to the promotional period so you don’t get stuck with a higher interest rate after the 0 percent intro APR period is over. 4.

  4. 5 Credit Card Payoff Tips From Experts at the Women in Money ...

    www.aol.com/finance/5-credit-card-payoff-tips...

    And many card holders are tempted to keep using their credit cards to earn rewards or cover expenses even as they carry a balance. In fact, 67 percent of Americans with credit card debt still ...

  5. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    Initiation of negotiations can begin by calling the customer service department of the credit card company. In general, the credit card company will only deal with a consumer when the consumer is behind on payments but capable of making a lump sum payment. A payment plan is not an option; the credit card company will demand that the consumer ...

  6. Credit card debt - Wikipedia

    en.wikipedia.org/wiki/Credit_card_debt

    Consumers commonly pay off a large portion of their credit card debt in the first fiscal quarter of the year because this tends to be when people receive holiday bonuses and tax refunds. [9] Credit card debt tends to increase throughout the rest of the year. [3] Credit card debt is said [clarification needed] to be higher in industrialized ...

  7. Debt snowball method - Wikipedia

    en.wikipedia.org/wiki/Debt_snowball_method

    Credit Card A – $250 balance – $25/month minimum; Credit Card B – $500 balance – $26/month minimum; Car payment – $2500 balance – $150/month minimum; Personal loan – $5000 balance – $200/month minimum; The debtor has an additional $100/month which can be devoted to repayment of debt.

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