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  2. Annual percentage rate - Wikipedia

    en.wikipedia.org/wiki/Annual_percentage_rate

    The APR can also be represented by a money factor (also known as the lease factor, lease rate, or factor). The money factor is usually given as a decimal, for example .0030. To find the equivalent APR, the money factor is multiplied by 2400. A money factor of .0030 is equivalent to a monthly interest rate of 0.6% and an APR of 7.2%. [14]

  3. Vehicle leasing - Wikipedia

    en.wikipedia.org/wiki/Vehicle_leasing

    The actual lease payments are calculated in a very similar way to loan payments, but instead of an APR, the company uses something called the money factor. At the end of a lease's term, the lessee must either return the vehicle to or buy it from the owner. The end of lease price is usually agreed upon when the lease is signed. [5]

  4. Pros and cons of leasing vs. buying a car - AOL

    www.aol.com/finance/pros-cons-leasing-vs-buying...

    Leasing or buying comes down to these factors: the miles you expect to drive, the amount of money you are willing to spend and the vehicle’s purpose. Use a calculator to determine whether ...

  5. What is a factor rate and how to calculate it - AOL

    www.aol.com/finance/factor-rate-calculate...

    A 1.35 factor rate is a mid-range rate lenders charge to borrow money. Factor rates typically fall between 1.1 and 1.5. With a 1.35 factor rate, it will cost $35,000 to borrow $100,000 ($100,000 x ...

  6. Capitalization rate - Wikipedia

    en.wikipedia.org/wiki/Capitalization_rate

    Capitalization rate (or "cap rate") is a real estate valuation measure used to compare different real estate investments.Although there are many variations, the cap rate is generally calculated as the ratio between the annual rental income produced by a real estate asset to its current market value.

  7. Is leasing a car better for older drivers?

    www.aol.com/finance/leasing-car-better-older...

    Negotiating the selling price is important because it is a key factor in calculating the car lease payment. Before you try to negotiate, however, make sure to use Kelley Blue Book to better ...

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