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Most single premium immediate annuities are fixed. Variable immediate annuity: This annuity invests your principal amount in sub-accounts similar to mutual funds. The income stream you receive is ...
Prudential’s products offer useful benefits to clients, such as the ability to withdraw 10 percent per year from its Wealth Guard single premium fixed annuity product.
A single-life or joint-life annuity is best if you are younger and in relatively good health with a life expectancy into your 70s, 80s or longer. How much does a $300,000 annuity pay per month?
Gainbridge offers two primary types of annuities: multi-year guaranteed annuities (MYGAs) and single premium immediate annuities (SPIAs). MYGAs provide a guaranteed interest rate over a specific ...
5. Immediate annuity. With an immediate annuity, you agree to start your payouts within one year or less after depositing a lump sum. Like a deferred annuity, an immediate annuity is less a ...
An annuity with only a distribution phase is an immediate annuity, single premium immediate annuity (SPIA), payout annuity, or income annuity. Such a contract is purchased with a single payment and makes payments until the death of the annuitant(s).
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