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New minimum car insurance liability limits: 50/100/25. Change effective Jan. 1, 2025. The 2025 minimum coverage increase is phase two of Virginia’s car insurance overhaul. Up until June 2024 ...
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
Although the benefits will vary depending on the state, no-fault benefits will generally: (1) pay for an injured person's car crash-related medical bills and lost wages; (2) be paid by the injured person's own insurance company; and (3) be paid regardless of whether the injured person was at-fault for the crash.
The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.
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PIP insurance is required in Delaware at a minimum of $15,000 per person and $30,000 per accident. $5,000 for funeral expenses is included. ... PIP can also pay for costs outside of injuries, like ...
Disability insurance (also known as state disability insurance, statutory disability programs or state disability benefits) is a kind of insurance, which is funded by mandatory contribution of employees. Employees can lower the tax they have to pay to their state, by the fact that their contributions are tax-deductible.
While PIP is paid out first, insurance companies will still determine which driver is considered primarily responsible for the accident and that driver’s liability coverage will pay for any ...