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2. What do lenders look for beyond your credit score?

   www.aol.com/finance/lenders-look-beyond-credit...

   Lenders tend to use the following factors when deciding whether to approve your application. Income and employment history Employment and income verification are important because you need money ...

3. How does my credit score affect my loan chances? - AOL

   www.aol.com/finance/does-credit-score-affect...

   Your credit score is one of the most important factors lenders consider when you apply for a personal loan. Many use it as an estimation of how likely you are to repay the balance, as it ...

4. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   Lenders contend that widespread use of credit scores has made credit more widely available and less expensive for many consumers. [2] [3] Under the Dodd-Frank Act passed in 2010, a consumer is entitled to receive a free report of the specific credit score used if they are denied a loan, credit card or insurance due to their credit score. [4]

5. What do the different versions of FICO scores mean? - AOL

   www.aol.com/finance/different-versions-fico...

   In addition to the standard FICO score 8 or 9, credit card companies might use one of the following: FICO score 3. FICO Bankcard score 2. FICO Bankcard score 4. FICO Bankcard score 5. FICO ...

6. Credit score - Wikipedia

   en.wikipedia.org/wiki/Credit_score

   Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan, at what interest rate , and what credit limits. [ 2 ]

7. Mortgage underwriting in the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_underwriting_in...

   The credit score is an indicator of how well a borrower manages debt. Using a mathematical model, the data regarding each item on the credit report is used to produce a number between 350 and 850, known as the credit score. Higher scores represent those with less risk. When lenders refer to a representative credit score, they are referring to ...