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  2. How to rebuild credit after bankruptcy - AOL

    www.aol.com/finance/rebuilding-credit-bankruptcy...

    A Chapter 7 bankruptcy remains on your credit report for 10 years, while a Chapter 13 bankruptcy stays on your credit report for seven years. However, the effect of bankruptcy on your credit ...

  3. Which debts can’t be discharged in bankruptcy? - AOL

    www.aol.com/finance/debts-t-discharged...

    As part of Chapter 7 bankruptcy, your credit card debt is typically discharged immediately. On the other hand, Chapter 13 bankruptcy focuses on reorganizing your debts.

  4. How Does Bankruptcy Affect Your HELOC? - AOL

    www.aol.com/finance/does-bankruptcy-affect-heloc...

    The impact of bankruptcy on a HELOC depends on the type of bankruptcy filing (Chapter 7 vs. Chapter 13). ... a Chapter 7 filing to discharge unsecured debts and then a Chapter 13 filing to set up ...

  5. Chapter 7, Title 11, United States Code - Wikipedia

    en.wikipedia.org/wiki/Chapter_7,_Title_11...

    Chapter 7 of Title 11 U.S. Code is the bankruptcy code that governs the process of liquidation under the bankruptcy laws of the U.S. In contrast to bankruptcy under Chapter 11 and Chapter 13, which govern the process of reorganization of a debtor, Chapter 7 bankruptcy is the most common form of bankruptcy in the U.S. [1]

  6. Credit card debt - Wikipedia

    en.wikipedia.org/wiki/Credit_card_debt

    Credit counseling; Chapter 7 bankruptcy and Chapter 13 bankruptcy; Although each of these debt-relief options deals with credit card debt, they are also able to deal with other types of debt. including personal loans, medical debt, accounts in collections and more, epending on the program type. These programs have not been enough to help enough ...

  7. Debt relief - Wikipedia

    en.wikipedia.org/wiki/Debt_relief

    Credit card debt and auto loan debt have serious delinquency rates of 4.6% and 2.4% respectively. [13] When consumers begin to fall behind on payments, they have several options to discharge the debt, either in full or in part. The first method is declaring bankruptcy, which has the immediate effect of stopping any payments made to creditors.

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