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Say you were on track for the average Social Security benefit of $1,976 monthly in 2025. A 30% cut to benefits would bring that down to $1,383.20 if you got your first payment at 62 when your FRA ...
Year of birth. Full retirement age. 1937 and before. 65. 1938-1942. 65 + 2 months for each year past 1937. 1943-1954. 66. 1955-1959. 66 + 2 months for each year past 1954
For instance, people who were born in 1957 reached their FRA when they turned 66 years and 6 months old, or starting in 2023; but people born in 1958 must turn 66 years and 8 months old to qualify ...
At 55, you’re too young to claim Social Security — the earliest you can start is age 62, when you’d have to take a reduced benefit for claiming before your full retirement age (between 66 ...
According to the Social Security Administration, or SSA, the monthly retirement benefit for Social Security recipients is currently $1,783.55 in 2024 on average. Several factors can drag that ...
Data source: Social Security Administration. If you haven't reached full retirement age, you can sign up for a reduced Social Security benefit as long as you're at least 62 years old.