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The Credit People has a streamlined credit repair process and a simple pricing structure. The average client’s credit score increases by 50 to 100 points in 60 days. Here are the main plans:
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Image source: Getty Images. Your credit score has a direct impact on your ability to borrow money. A higher credit score makes you more likely to get approved for loans or credit cards, and it can ...
The expansion of accessible credit can come with a downside of exclusion as people with poor credit (those that are considered high risk by credit scoring systems) become dependent on short-term alternatives such as licensed money lenders (the home credit industry), pawn brokers, payday lenders, and even loan sharks. [19]
The classic FICO credit score (named FICO credit score) is between 300 and 850, and 59% of people had between 700 and 850, 45% had between 740 and 850, and 1.2% of Americans held the highest FICO score (850) in 2019.
Here are some of the most common credit-score myths people still believe: Myth 1: You Need a Credit Card to Raise Your Credit Score. This is one of the most common myths. People believe that if ...
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