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2. What is an unsecured loan? - AOL

   www.aol.com/finance/unsecured-loan-204331407.html

   There are various unsecured loans, including personal loans, student loans, and credit cards. ... Average interest rate: 12.38 percent (as of July 31, 2024) Repayment timeline: ...

3. What is the average personal loan interest rate? - AOL

   www.aol.com/finance/average-personal-loan...

   The current average personal loan interest rate is 12.36%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%. ... Because personal loans are unsecured ...

4. Personal loan interest rates in 2024 | Facts and statistics - AOL

   www.aol.com/finance/personal-loan-interest-rates...

   The average personal loan interest rate is 12.36%. The average personal loan debt per borrower ... The delinquency rate for unsecured personal loans is expected to rise in 2023 from 4.10% to 4.30 ...

5. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   As of July 2024, the average personal loan rate is 12.38 percent, while the average credit card rate is 20.73 percent. Borrowers with excellent credit scores can qualify for personal loan rates of ...

6. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   Advertised interest rates range from 8% to 36%, though the average interest rate on a two-year personal loan was 11.92% as of May 2024, according to the Federal Reserve Bank of St. Louis.

7. Common personal loan myths — and the actual facts you ... - AOL

   www.aol.com/finance/common-personal-loan-myths...

   In fact, many personal loans are unsecured. This means that lenders base approval on your credit score — not an asset. ... The national average rate for credit cards is over 20 percent. This ...