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Why MMAs a low-risk retirement investment. Money market accounts are safely protected by FDIC insurance for up to $250,000 per depositor. ... Treasury notes and savings bonds are safe interest ...
Unlike stocks or bonds, which can fluctuate in value based on market conditions, CD accounts are federally insured up to $250,000 per depositor, per financial institution, so you get your money ...
A retirement money market account is a money market account that you hold in a tax-advantaged retirement account, like a 401(k) or an IRA. You use it as an interest-bearing account to hold cash in ...
You'll want to keep some money in bonds as well, especially as you near retirement. One common rule says you should keep 110 minus your age in stocks with the remainder in bonds.
The FDIC insures up to $250,000 of deposit products (like CDs, savings accounts, and money market deposit accounts) held in all retirement accounts you have at the same bank.
Asset. Allocation. Description. Stocks. 30%. You can divide this portion of your retirement portfolio among broad-market mutual funds and exchange-traded funds (ETFs) that include stocks from ...
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