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A substitute check (also called an Image Replacement Document or IRD) [1] is a negotiable instrument that is a digital reproduction of an original paper check.As a negotiable payment instrument in the United States, a substitute check maintains the status of a "legal check" in lieu of the original paper check.
A deposit slip or a pay-in-slip is a form supplied by a bank for a depositor to fill out, designed to document in categories the items included in the deposit transaction when physically depositing at a bank. The categories include type of item, and if it is a cheque or cash and which bank it is from, such as a local bank or not.
The recipient bank no longer returns the paper check but electronically transmits an image of both sides of the check to the bank it is drawn upon. Consumers are most likely to see the effects of this act when they notice that certain checks (or images thereof) are no longer being returned to them with their monthly statement, even though other ...
Single vs. duplicate: Most retailers will give you the option to choose single or duplicate checks. Duplicates come at a slightly higher price and include carbon copy paper under each check, so ...
You can deposit money at a branch, at an ATM, or via mobile check deposit, direct deposit or a transfer. ... fill out a direct deposit form provided by your bank or employer. Account Transfer.
If you have a minor child with no bank account and who has a check written in their name — such as if they received a birthday gift from a relative — you can still deposit it in your account ...