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A flood insurance rate map (FIRM) is an official map of a community within the United States that displays the floodplains, more explicitly special hazard areas and risk premium zones, as delineated by the Federal Emergency Management Agency (FEMA). [1]
A Special Flood Hazard Area (SFHA) is an area identified by the United States Federal Emergency Management Agency (FEMA) as an area with a special flood or mudflow, and/or flood related erosion hazard, as shown on a flood hazard boundary map or flood insurance rate map. [1]
[1] The NFIP is managed and administered by the Federal Emergency Management Agency (FEMA) through the Federal Insurance and Mitigation Administration (FIMA). [2] The program is designed to provide an insurance alternative to disaster assistance to meet the escalating costs of repairing damage to buildings and their contents caused by floods. [3]
The Federal Emergency Management Agency (FEMA) created Risk Rating 2.0 to help create more fairly rated flood insurance policies by taking more rating factors into consideration.
FEMA was absorbed into DHS effective March 1, 2003. [18] As a result, FEMA became part of the Emergency Preparedness and Response Directorate of Department of Homeland Security, employing more than 2,600 full-time employees. It became Federal Emergency Management Agency again on March 31, 2007, but remained in DHS. [19]
Most regulatory authorities in the United States that offer requirements for flood openings define two major classes of opening: [1] engineered, and non-engineered. The requirements for non-engineered openings are typically stricter, defining necessary characteristics for aspects ranging from overall size of each opening, to allowable screening or other coverage options, to number and ...
The Robert T. Stafford Disaster Relief and Emergency Assistance Act, commonly known as the Stafford Act, [1] is a 1988 United States federal law designed to bring an orderly and systematic means of federal natural disaster assistance for state and local governments in carrying out their responsibilities to aid citizens. Congress's intention was ...
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