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2. Is Florida Finally Fixing Its Broken Homeowners Insurance Market?

   www.aol.com/news/florida-finally-fixing-broken...

   Of the $165 billion in natural disaster–caused damage the U.S. experienced in 2022, $116 billion of it was in Florida. Average annual home insurance premiums are triple the national average ...

3. The great Demotech scare of 2022: a catalyst for change in ...

   www.aol.com/finance/great-demotech-scare-2022...

   In 2022, news that 27 of Florida’s property insurance companies were potentially facing a financial rating downgrade from Demotech, the state’s primary financial rating firm, created panic in ...

4. Ratings agency drops two Florida property insurers entirely ...

   www.aol.com/news/ratings-agency-drops-two...

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5. Bad news for Florida homeowners: high insurance premiums ...

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   State regulators have approved new insurance companies to enter Florida’s market. Others are forming, and although companies like Farmers and Progressive recently announced plans to leave or ...

6. Can lawmakers save the collapsing Florida home insurance market?

   www.aol.com/finance/lawmakers-save-collapsing...

   Downgrading financial ratings impacts homeowners with federally-backed mortgages — those from Fannie Mae and Freddie Mac — because these lenders require home insurance companies with Demotech ...

7. Citizens Property Insurance Corporation - Wikipedia

   en.wikipedia.org/wiki/Citizens_Property...

   New insurance companies in Florida must be approved by the Office of Insurance Regulation (OIR), which reviews the firm's business plan, projections and financial condition. The judgment of the OIR has been questioned because six of the 18 companies licensed to write "takeout" policies between 2007 and 2011 failed, even though Florida had no ...