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2. What to do when your mortgage application gets denied - AOL

   www.aol.com/finance/mortgage-application-gets...

   In Q3 2023, just over 12% of mortgage applications (both conventional and government-backed loans) were denied, according to Home Mortgage Disclosure Act data. Credit issues, changes in employment ...

3. Letter of recommendation - Wikipedia

   en.wikipedia.org/wiki/Letter_of_recommendation

   A letter of recommendation or recommendation letter, also known as a letter of reference, reference letter, or simply reference, is a document in which the writer assesses the qualities, characteristics, and capabilities of the person being recommended in terms of that individual's ability to perform a particular task or function.

4. FHA loan requirements for 2024: Here’s how to qualify - AOL

   www.aol.com/finance/fha-loan-requirements-2024...

   Generally, though, the DTI FHA loan requirements mean that on a monthly basis, your combined debt payments, including your mortgage, shouldn’t exceed 43 percent; no more than 31 percent of your ...

5. Federal Housing Finance Agency - Wikipedia

   en.wikipedia.org/wiki/Federal_Housing_Finance_Agency

   The Federal Housing Finance Agency (FHFA) is an independent federal agency in the United States created as the successor regulatory agency of the Federal Housing Finance Board (FHFB), the Office of Federal Housing Enterprise Oversight (OFHEO), and the U.S. Department of Housing and Urban Development government-sponsored enterprise mission team, [3] absorbing the powers and regulatory authority ...

6. USDA home loan - Wikipedia

   en.wikipedia.org/wiki/USDA_home_loan

   A USDA home loan is different from a traditional mortgage offered in the United States in several ways. USDA loans require no down payment, meaning that it is possible to finance up to 100% of the property value. One must meet the income restrictions for the county in which the buyer is interested. Each county has a maximum Income Requirement.

7. VA home loan requirements for 2024 - AOL

   www.aol.com/finance/va-home-loan-requirements...

   Home inspections are not required for VA loans, but you must get a home appraisal. The U.S. Department of Veterans Affairs (VA) effectively has a no-limits policy on home loans for eligible borrowers.