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  2. 9 Free, Easy-To-Use Budget Templates and Spreadsheets - AOL

    www.aol.com/9-free-easy-budget-templates...

    Instead, here are nine completely free, simple-to-use budget templates and spreadsheets that are available to download right now. 1. Microsoft Excel Personal Monthly Budget Spreadsheet

  3. 6 Free Budget Templates for Excel, Google Sheets & Numbers - AOL

    www.aol.com/finance/6-free-budget-templates...

    This budget will keep you up to date every week all month long, and it’s perfect for college students on a budget or anyone who wants a detailed budget for a variable income. Best 50/30/20 ...

  4. Create Your Perfect Budget With This Worksheet - AOL

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  5. Personal budget - Wikipedia

    en.wikipedia.org/wiki/Personal_budget

    The 50/30/20 budget is a simple plan that sorts personal expenses into three categories: "needs" (basic necessities), "wants", and savings. 50% of one's net income then goes towards needs, 30% towards wants, and 20% towards savings.

  6. Dialectical behavior therapy - Wikipedia

    en.wikipedia.org/wiki/Dialectical_behavior_therapy

    Dialectical behavior therapy (DBT) is an evidence-based [1] psychotherapy that began with efforts to treat personality disorders and interpersonal conflicts. [1] Evidence suggests that DBT can be useful in treating mood disorders and suicidal ideation as well as for changing behavioral patterns such as self-harm and substance use. [2]

  7. Direct Benefit Transfer - Wikipedia

    en.wikipedia.org/wiki/Direct_Benefit_Transfer

    Direct Benefit Transfer [a] or DBT is an attempt to change the mechanism of transferring subsidies launched by Government of India on 1 January 2013. This scheme or program aims to establish a Giro system to transfer subsidies directly to the people through their linked bank accounts.