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The wage base limit in 2025 is $176,100, so if 2025 will be one of the years used to determine your monthly Social Security benefit, that's the minimum amount you can earn and still be eligible ...
Here's the maximum possible 2025 Social Security benefit at 62, 67, and 70. Earning a high salary throughout your career is just one factor that goes into determining the size of your monthly benefit.
To receive the maximum monthly benefit, you'll need to earn at least the wage base limit in each of the 35 years that Social Security uses to calculate your benefits.
Collecting the maximum Social Security benefit does not require you to earn millions of dollars each year as there's an annual limit on the amount of individual wages the government taxes for the ...
The second thing you must do to earn the max benefit is to earn the maximum income subject to Social Security payroll taxes in each of your 35 highest-earning years. In 2024, that's $168,600. In ...
To be eligible for the maximum $5,108 Social Security monthly benefit, you must earn above the wage base limit for at least 35 years and delay your benefits until 70. Doing one without the other ...
The maximum possible benefit in 2025 will be $5,108 per month, and that amount will climb every year going forward thanks to the annual cost-of-living adjustment, or COLA, baked into Social Security.
The maximum Social Security retirement benefit in 2025 will be $5,108 per month, or the equivalent of $61,296 per year. Here's who can expect to receive that much next year. A check from the ...