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2. Should I file bankruptcy for $12K debt? - AOL

   www.aol.com/finance/file-bankruptcy-12k-debt...

   There is no minimum amount of debt required to file for bankruptcy. Because of legal fees and long-term financial consequences, it may not be worth filing with less than $10,000 in dischargeable ...

3. When should I file for bankruptcy? - AOL

   www.aol.com/finance/file-bankruptcy-011643245.html

   Key takeaways. Chapter 7 and Chapter 13 bankruptcy are common options for individuals with unmanageable debt. Bankruptcy should only be considered as a last resort after credit counseling.

4. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   Common forms include debt settlement, debt management, debt consolidation and bankruptcy. To decide which debt relief option is best, evaluate how each will impact your credit score and long-term ...

5. Altman Z-score - Wikipedia

   en.wikipedia.org/wiki/Altman_Z-score

   The formula may be used to determine the probability that a firm will go into bankruptcy within two years. Z-scores are used to predict corporate defaults and an easy-to-calculate control measure for the financial distress status of companies in academic studies. The Z-score uses multiple corporate income and balance sheet values to measure the ...

6. Should You Declare Bankruptcy? Here's How to Decide - AOL

   www.aol.com/declare-bankruptcy-heres-decide...

   Given the complexities of bankruptcy laws, it's crucial to consult with a bankruptcy attorney. They can help you understand whether you qualify for Chapter 7 or if Chapter 13 is more appropriate ...

7. Do you have too much debt? Understanding your debt and ... - AOL

   www.aol.com/finance/too-much-debt-understanding...

   Another clear red flag that you may be carrying too much debt, according to McBride, is if your total payments for non-mortgage debt exceed 15 percent of your monthly gross income.