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National health insurance (NHI), sometimes called statutory health insurance (SHI), is a system of health insurance that insures a national population against the costs of health care. It may be administered by the public sector, the private sector, or a combination of both. Funding mechanisms vary with the particular program and country.
Rashtriya Swasthya Bima Yojana (RSBY, literally "National Health Insurance Programme", [1]) is a government-run health insurance programme for the Indian poor. The scheme aims to provide health insurance coverage to the unrecognised sector workers belonging to the BPL category and their family members shall be beneficiaries under this scheme. [2]
National Health Authority is the successor of National Health Agency, which was functioning as a registered society since 23 May 2018. Pursuant to Cabinet decision for full functional autonomy, National Health Agency was reconstituted as the National Health Authority on 2 January 2019, under Gazette Notification Registered No. DL –(N) 04/0007/2003-18.
Health To improve India's health sector. Financial outlay in 2022 was ₹ 28,859 crore (equivalent to ₹ 320 billion or US$3.7 billion in 2023). Includes a number of (subsumed) programes such as National Mental Health Programme (1982), National Blindness Control Programme (1976) and National Vector Borne Diseases Control Programme (2003). [7]
The first edition of standards was released in 2006 and after that, the standards have been revised every 3 years. Currently the 5th edition of NABH standards, released in August 2020 is in use. The organization has to go for re-assessment after every 2 years. After every re-assessment, the renewal certificate is obtained by the hospital.
[1] [2] The NHCX aims to standardize and simplify the exchange of health claims, making it easier for insurance companies, government schemes, and healthcare providers like hospitals and labs to share data, documents, and images. This system will also make claims processing more transparent and efficient, lowering operational costs.
The New India Assurance Co. Ltd. (NIACL) is an Indian public sector insurance company owned by the Government of India and administered by the Ministry of Finance. Headquartered in Mumbai , [ 5 ] it is the largest nationalised general insurance company of India based on gross premium collection inclusive of foreign operations. [ 6 ]
India is a country with one of the lowest health insurance penetration, with only 18% of people in urban areas and 14% in rural areas covered under any kind of health insurance scheme. [9] One of the main reasons for the low penetration and coverage of health insurance is the lack of competition in the sector.