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2. Make more frequent payments. You can reduce the interest you pay on credit card debt by making multiple payments on your balance each month. Taking this step reduces your average daily balance ...
With credit card rates averaging at 23%, avoiding interest is key to staying out of debt. Check out the four best strategies to avoid interest forever.
For example, if you transfer $6,000 in credit card debt to a card offering 0% intro APR for 18 months, you could pay off the full amount by making $333 monthly payments with no added interest charges.
Many credit cards charge interest rates of 20% or higher. Check out the best strategies to follow and never pay interest on your credit card.
Pay your credit card balance in full: If you’re able to, paying off your balance in full each month before the payment due date for purchases ensures you’re not paying any interest.
Credit card interest is a way in which credit card issuers generate revenue. A card issuer is a bank or credit union that gives a consumer (the cardholder) a card or account number that can be used with various payees to make payments and borrow money from the bank simultaneously.