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Social Security allows claimants filing for benefits on their own earnings record to accrue delayed retirement credits for signing up after full retirement age. Those credits result in boosted ...
Image source: Getty Images. 1. When your spouse claims benefits can matter a lot. It's no secret that one spouse can claim Social Security retirement benefits based on the other spouse's earnings ...
Technically, the Social Security Administration first applied the 2.5% cost-of-living adjustment (COLA) to the December 2024 benefit. 5 2025 Social Security Rules That Take Effect Today Skip to ...
This typically works out to between 50% and 32.5% of the retirement beneficiary's Primary Insurance Amount. There is no increase for starting spousal benefits after the full retirement age. Although Social Security rules are gender-neutral, spousal benefits are disproportionately paid to women. [60]
Retirement Insurance Benefits (abbreviated RIB [1]) or old-age insurance benefits [2] are a form of social insurance payments made by the U.S. Social Security Administration paid based upon the attainment of old age (62 or older). Benefit payments are made on the 3rd of the month, or the 2nd, 3rd, or 4th Wednesday of the month, based upon the ...
Social Security's earnings-test limits apply to beneficiaries who haven't yet reached their full retirement age and are earning money from a job. In 2025, the earnings-test limit is $23,400, up ...
Social security benefits were reduced by two-thirds of the non-covered government pension amount. [1] Note this is not two-thirds of the Social Security benefit; for example, a $600 non-covered pension benefit would reduce Social Security spousal benefits by $400, regardless of whether the spouse was entitled to $500 or $1000 on the Social Security record of the number holder.
Image source: Getty Images. 1. 2.5% cost-of-living adjustment (COLA) The big Social Security news from the last couple of months has been the 2025 COLA, which came in at 2.5%.This is under the 3.2 ...