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  2. Mortgage and refinance rates for Dec. 24, 2024: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    Average mortgage rates inch higher across popular terms as of Tuesday, December 24, 2024, pushing the 30-year fixed rate to 7.00% nearly a week after the Federal Reserve announced a third ...

  3. Mortgage and refinance rates for Dec. 17, 2024: Average rates ...

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    At the conclusion of its seventh and penultimate rate-setting policy meeting of 2024 on November 7, 2024, the Federal Reserve announced it was lowering the federal funds target interest rate by 25 ...

  4. Mortgage and refinance rates for Dec. 30, 2024: Average rates ...

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    At the conclusion of its eighth and final rate-setting policy meeting of the year on December 18, 2024, the Federal Reserve announced it was lowering the federal funds target interest rate by 25 ...

  5. Federal funds rate - Wikipedia

    en.wikipedia.org/wiki/Federal_funds_rate

    This helps further ensure a floor to the federal funds rate. [8] Discount rate is the interest rate at which the Fed loans out its funds to eligible institutions via the discount window. This makes it unlikely for banks or other institutions to make loans at higher rates, therefore effectively setting a ceiling to the federal funds rate. [8]

  6. Original issue discount - Wikipedia

    en.wikipedia.org/wiki/Original_issue_discount

    In the United States, whether interest is adequate is determined with reference to the applicable federal rate (AFR). Under the Internal Revenue Code, original issue discounts on debt instruments are taxed each year, even though the debt may not be repaid until a later date. The tax system will impute an interest rate on the loan.

  7. Mortgage and refinance rates for Dec. 18, 2024: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    At the conclusion of its seventh and penultimate rate-setting policy meeting of 2024 on November 7, 2024, the Federal Reserve announced it was lowering the federal funds target interest rate by 25 ...

  8. Mortgage and refinance rates for Dec. 20, 2024: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    At the conclusion of its eighth and final rate-setting policy meeting of the year on December 18, 2024, the Federal Reserve announced it was lowering the federal funds target interest rate by 25 ...

  9. Mortgage and refinance rates for Dec. 23, 2024: Holiday week ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    At the conclusion of its eighth and final rate-setting policy meeting of the year on December 18, 2024, the Federal Reserve announced it was lowering the federal funds target interest rate by 25 ...