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A guaranteed lifetime minimum withdrawal benefit rider allows you to withdraw a certain amount of money — usually 3 to 5 percent — from your annuity each year for the rest of your life, even ...
Its Pacific Choice variable annuity advertises a five-year withdrawal period, which is a little more generous than the industry standard of seven years. Pros: Strong financial stability and ...
A benefit on the annuitant’s death: On the annuitant’s death, the annuity may be structured to pay out a certain amount, say $10,000, as a kind of life insurance benefit. Lifetime income for a ...
Period certain: This annuity guarantees payments for a set period of time, such as 10 or 20 years, instead of the rest of your life. If you pass away before the period is over, a beneficiary will ...
With a fixed annuity, the insurer agrees to pay you a set interest rate during the period when your investment is still growing. The insurer will also make periodic payments of a specific dollar ...
Life with period certain: Also known as guaranteed term, this pays for life unless the insured dies before a certain period of time, such as 10 or 15 years. At that point, payments will continue ...
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