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A guaranteed annuity or life and certain annuity, makes payments for at least a certain number of years (the "period certain"); if the annuitant outlives the specified period certain, annuity payments then continue until the annuitant's death, and if the annuitant dies before the expiration of the period certain, the annuitant's estate or ...
Whether you want payments for a set period or for life. The type of annuity you choose — fixed, variable or indexed ... a $100,000 fixed annuity with a guaranteed 5.00% APY would generate about ...
Some annuities can guarantee you’ll receive a specific amount from the account over a period of time. ... Life insurance policy: Certain ... An annuity surrender period is the duration of time ...
A type of annuity offering a guaranteed income stream, typically for life or a specified period, with payments starting within a year. This is a popular option for individuals who have a large sum ...
A viable alternative to the life-with-period-certain annuity is to purchase a single-premium life policy that would cover the lost premium in the annuity. Impaired-life annuities for smokers or those with a particular illness are also available from some insurance companies. Since the life expectancy is reduced, the annual payment to the ...
The annuity may promise a guaranteed return on invested money or a minimum payout value. ... if there is a ‘period certain’ type of income benefit, which guarantees that the income will be ...
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