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Access to financial services is defined as the share of the adult population (population ages 15+) with an account ownership at a financial institution or with a mobile-money-service provider. The data for the ranking taken from the Global Financial Inclusion Database, which was compiled by the World Bank. Available indicators are reported for ...
Estimating and measuring access to finance is relatively difficult because relevant data are not readily available. [1] A lack of consistent cross-country data on the use of financial services has led to the use of the number of deposit and loan accounts as a simple measure of financial access, [1] although this is an imperfect measure of ...
The National Information Technology Agency (NITA) is the implementing agency for the Ghana Open Data Initiative (GODI). [5] [2] [4] The GODI portal was developed on the fourth thematic area of the Open Government Partnership. The objectives of the GODI project are to: Provide a central platform for access to public government data.
The digital divide is an economic and social inequality with regard to access to, use of, or impact of information and communication technologies (ICT). [1] Factors causing the divide can vary depending on the country and culture, as can the potential solutions for minimizing or closing the divide.
The Ghana banking crisis was a severe banking crisis that affected Ghana between August 2017 and January 2020. The Bank of Ghana (BoG) allowed several indigenous banks to be taken over by private companies between August 2017 and January 2019 after Nana Akufo-Addo was elected president in December 2016.
Microfinance consists of financial services targeting individuals and small businesses (SMEs) who lack access to conventional banking and related services. Microfinance includes microcredit , the provision of small loans to poor clients; savings and checking accounts ; microinsurance ; and payment systems , among other services.
Ghana and Kenya, for example, have developed markets within the region for construction materials, machinery, and finished products, quite different from the mining and agriculture products that make up the bulk of their international exports. [126] The African Ministers of Trade agreed in 2010 to create a Pan-Africa Free Trade Zone.
The lack of clean drinking water and sanitation systems is a severe public health concern in Ghana, contributing to 70% of diseases in Ghana. Despite significant strive by the government and its developing partners, about 76% of households risk drinking water contaminated with animal and human excreta. [ 25 ]