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  2. Operating ratio - Wikipedia

    en.wikipedia.org/wiki/Operating_ratio

    The operating ratio can be used to determine the efficiency of a company's management by comparing operating expenses to net sales. It is calculated by dividing the operating expenses by the net sales. The smaller the ratio, the greater the organization's ability to generate profit. The ratio does not factor in expansion or debt repayment. [2]

  3. Efficiency ratio - Wikipedia

    en.wikipedia.org/wiki/Efficiency_ratio

    The efficiency ratio indicates the expenses as a percentage of revenue (expenses / revenue), with a few variations – it is essentially how much a corporation or individual spends to make a dollar; entities are supposed to attempt minimizing efficiency ratios (reducing expenses and increasing earnings). The concept typically applies to banks.

  4. Operating expense - Wikipedia

    en.wikipedia.org/wiki/Operating_expense

    On an income statement, "operating expenses" is the sum of a business's operating expenses for a period of time, such as a month or year. In throughput accounting , the cost accounting aspect of the theory of constraints (TOC), operating expense is the money spent turning inventory into throughput . [ 4 ]

  5. What is an expense ratio and what’s a good one? - AOL

    www.aol.com/finance/expense-ratio-good-one...

    A fund with a high expense ratio could cost you 10 times – maybe more! – what you might otherwise pay. ... And that $10,000 fee is not just the money today, but the greater amount it could ...

  6. Earnings before interest and taxes - Wikipedia

    en.wikipedia.org/wiki/Earnings_before_interest...

    In accounting and finance, earnings before interest and taxes (EBIT) is a measure of a firm's profit that includes all incomes and expenses (operating and non-operating) except interest expenses and income tax expenses. [1] [2] Operating income and operating profit are sometimes used as a synonym for EBIT when a firm does not have non-operating ...

  7. Debt service coverage ratio - Wikipedia

    en.wikipedia.org/wiki/Debt_service_coverage_ratio

    The debt service coverage ratio (DSCR), also known as "debt coverage ratio" (DCR), is a financial metric used to assess an entity's ability to generate enough cash to cover its debt service obligations, such as interest, principal, and lease payments. The DSCR is calculated by dividing the operating income by the total amount of debt service due.

  8. The 4 Banks That Rule Illinois - AOL

    www.aol.com/news/2013-10-11-the-4-banks-that...

    The Land of Lincoln, Illinois includes the nation's third largest city, Chicago, to the north, and abundant agriculture, industry, and natural resources throughout its central and southern The 4 ...

  9. Can Banks "Cheat" Their Safety Ratios? - AOL

    www.aol.com/.../can-banks-cheat-their-safety-ratios

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