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  2. Guaranteed issue life insurance - AOL

    www.aol.com/finance/guaranteed-issue-life...

    Guaranteed life insurance is a whole life policy, meaning it offers coverage for your entire lifetime. When you do pass away, your beneficiaries can begin the death benefit claim process to help ...

  3. How to buy life insurance without a medical exam - AOL

    www.aol.com/finance/buy-life-insurance-without...

    Guaranteed acceptance life insurance, also known as guaranteed issue or final expense insurance, does not require a medical exam or health questionnaire. This type of policy is designed for older ...

  4. Life insurance for felons - AOL

    www.aol.com/finance/life-insurance-felons...

    Key takeaways. Life insurance is possible for people with criminal records, but approval varies by insurer. Recent or severe convictions may limit options to guaranteed issue policies, which don ...

  5. CUNA Mutual Group - Wikipedia

    en.wikipedia.org/wiki/CUNA_Mutual_Group

    Simplified whole life insurance: requires medical exams or questioning and pays a cash benefit if a person dies. Guaranteed acceptance whole life insurance: does not require medical exams or questioning and pays a cash benefit if a person dies. Term life insurance: guarantees payment of a death benefit during a specified time period.

  6. Term life insurance - Wikipedia

    en.wikipedia.org/wiki/Term_life_insurance

    Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.

  7. National Organization of Life and Health Insurance Guaranty ...

    en.wikipedia.org/wiki/National_Organization_of...

    Each state guaranty association is governed by state law; most associations cover up to at least $300,000 for life insurance death benefits, $100,000 in cash surrender value for life insurance, $250,000 in withdrawal and cash values for annuities, and up to $500,000 in health insurance policy benefits (depending on the type of health insurance ...

  8. Life insurance medical exams - AOL

    www.aol.com/finance/life-insurance-medical-exams...

    Type of life insurance underwriting. Who it is best for. Key features. Drawbacks. Accelerated underwriting. Healthy individuals seeking quick approval. Uses data like medical records and ...

  9. 47% of Americans overestimate life insurance costs – here’s ...

    www.aol.com/finance/47-americans-overestimate...

    Understand your options: traditional, simplified, guaranteed or accelerated The traditional process of getting approved for life insurance requires a medical exam and health record assessments.

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