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2. What is the average personal loan interest rate? - AOL

   www.aol.com/finance/average-personal-loan...

   The current average personal loan interest rate is 12.36%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%. ... Because personal loans are unsecured ...

3. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   As of July 2024, the average personal loan rate is 12.38 percent, while the average credit card rate is 20.73 percent. Borrowers with excellent credit scores can qualify for personal loan rates of ...

4. What is an unsecured loan? - AOL

   www.aol.com/finance/unsecured-loan-204331407.html

   There are various unsecured loans, including personal loans, student loans, and credit cards. ... Average interest rate: 12.38 percent (as of July 31, 2024) Repayment timeline: ...

5. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   Advertised interest rates range from 8% to 36%, though the average interest rate on a two-year personal loan was 11.92% as of May 2024, according to the Federal Reserve Bank of St. Louis.

6. While demand for personal loans cooled in 2023, the average ...

   www.aol.com/while-demand-personal-loans-cooled...

   The 6.3% overall increase in the average personal loan balance to $19,402 in 2023 slowed slightly versus 2022's jump to $18,255 from $16,458 in 2020 and $17,064 in 2021, despite higher interest ...

7. 8 types of personal loans and their uses — plus 5 to avoid

   www.aol.com/finance/types-personal-loans-uses...

   According to a recent Experian study, the average consumer has personal loan debt of around $19,402. However, depending on your credit and financial situation, some personal loans work better than ...