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2. The uninsurable housing market: 26% of homeowners worry ... - AOL

   www.aol.com/finance/uninsurable-housing-market...

   Among the states with the highest monthly insurance rates are Colorado ($242), Nebraska ($213), Texas ($211), Kansas ($189), Florida ($184), and California ($153).

3. Extended coverage - Wikipedia

   en.wikipedia.org/wiki/Extended_coverage

   An extended coverage endorsement (EC) was a common extension of property insurance beyond coverage for fire and lightning. Extended coverage added insurance against loss by the perils of windstorm, hail, explosion, civil commotion, riot and riot attending a strike, aircraft damage, vehicle damage, and smoke damage.

4. How to choose the best home insurance company - AOL

   www.aol.com/finance/choose-best-home-insurance...

   In homeowners insurance, the 80 percent rule refers to the fact that most insurance companies require homeowners to insure their home for at least 80 percent of its total replacement cost.

5. What's an HOA and do you have to join? What Texas law says ...

   www.aol.com/whats-hoa-join-texas-law-110513942.html

   Last year, Texas passed House Bill 614, which requires HOAs to be more transparent about fees charged to homeowners. The new law went into effect on Jan. 1, 2024. The new law went into effect on ...

6. Home insurance - Wikipedia

   en.wikipedia.org/wiki/Home_insurance

   The cost of homeowner's insurance often depends on what it would cost to replace the house and which additional endorsements or riders are attached to the policy. The insurance policy is a legal contract between the insurance carrier (insurance company) and the named insured(s). It is a contract of indemnity and will put the insured back to ...

7. Homestead exemption - Wikipedia

   en.wikipedia.org/wiki/Homestead_exemption

   Once it is approved, homeowners who are 65 or older do not need to reapply for the homestead exemption each year. [7] Louisiana exempts the first $7,500 of residential homestead from local property taxes. [8] Maine exempts the first $25,000 of a primary residential homestead from property taxes. This is paid to the municipality and refunded ...