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2. 6 ways for seniors and retirees to save on homeowners insurance

   www.aol.com/finance/ways-seniors-save-homeowners...

   The average cost of a homeowners policy has risen more than 30% since 2020. Yet you can still find ways to save on insurance, especially for seniors. See cost-saving tips for paying less on your ...

3. Guide to homeowners insurance - AOL

   www.aol.com/finance/guide-homeowners-insurance...

   HO-8 policies: The HO-8 home insurance policy is designed specifically for historic homes or older ones that are more challenging to replace. This may be because the homes have to meet historical ...

4. How much homeowners insurance do I need? - AOL

   www.aol.com/finance/much-homeowners-insurance...

   Home insurance policies have a few different ways of compensating you for damage: actual cash value (ACV) and replacement cost value (RCV). You may have the option to choose between these ...

5. Perpetual insurance - Wikipedia

   en.wikipedia.org/wiki/Perpetual_insurance

   For example, a house which costs $150,000 may typically be charged an annual premium of $1,000 for a term policy. That same house would likely require a $10,000 single deposit premium for a perpetual insurance policy of equivalent coverage. A person in the 28% tax bracket would need to earn $1,389 in gross income to pay the annual premium ...

6. Age-restricted community - Wikipedia

   en.wikipedia.org/wiki/Age-restricted_community

   Age-qualified communities, also known as 55+ communities, active adult communities, lifestyle communities, or retirement communities, are often planned communities that offer homes and community features that are attractive to 55+ adults. These might include a clubhouse or lifestyle center with a good many activities, sometimes with indoor and ...

7. How to choose the best home insurance company - AOL

   www.aol.com/finance/choose-best-home-insurance...

   A standard HO-3 home insurance policy covers many things, including your home’s physical structure, as well as other structures like a swimming pool or detached garage, your personal belongings ...