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The Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.
592. Website. www.consumerreports.org. Consumer Reports (CR), formerly Consumers Union (CU), is an American nonprofit consumer organization dedicated to independent product testing, investigative journalism, consumer-oriented research, public education, and consumer advocacy. [2] Founded in 1936, CR was created to serve as a source of ...
AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.
On top of stubborn food and energy costs, credit card debt is at a record $1.14 trillion, with the average balance per consumer standing at $6,329, up 4.8% year over year.
Consumer Reports warns against consuming a dozen brands of cinnamon. Consumer Reports found 12 of the 36 products tested measured above 1 part per million of lead, which is the level to recall a ...
August 27, 2024 at 6:22 AM. Consumer Reports has put out its first-ever brand ranking on used vehicles as well as its 10 top picks of the best individual used cars priced under $20,000 — two of ...