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Months into her first term, Gov. Gretchen Whitmer signed into law in May 2019 an overhaul of Michigan's no-fault auto insurance system with a goal of lowering premiums that, by many measures, were ...
"For years, auto insurance companies in Michigan have been allowed to consider non-driving factors like your credit score, gender, educational attainment, and zip code in determining your auto ...
Michigan auto insurance laws are some of the strictest in the country. In 2020, the state introduced new laws to address high insurance costs. These laws aim to lower expenses while still keeping ...
In 2019, the Michigan Legislature changed the state’s no-fault auto insurance law so that drivers will no longer be required to purchase unlimited medical coverage. [12] Instead, under the PIP Choice system that was enacted, drivers have the choice of selecting medical coverage with limits of $50,000 (for drivers on Medicaid), $250,000 ...
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
The only way to completely eliminate PIP coverage from a Michigan auto policy is if the named insurance and their household residents meet specific criteria. First, the named insured must have ...
NJM was the first company to receive J.D. Power’s Personal Auto Claims Certification in 2018. [32] In 2019, J.D. Power ranked NJM Insurance Company among the best for overall satisfaction in its U.S. Auto Insurance Study. [33] In 2019, Forbes included NJM on its list of America’s Best Employers by State [34] and Best Midsize Employers. [35]
Michigan auto insurance policies come with default liability limits of: $250,000 bodily injury liability per person. $500,000 bodily injury liability per accident.
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