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2. Payday loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Payday_loans_in_the_United...

   A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, "regardless of whether repayment of loans is linked to a borrower's payday." [1][2][3] The loans are also sometimes referred to as " cash advances," though that term can also refer ...

3. London Mutual Credit Union - Wikipedia

   en.wikipedia.org/wiki/London_Mutual_Credit_Union

   The pilot payday loan received 6,087 applications for an average loan of £238. In the 12-month pilot, 2,923 short-term loans with a value of £687,757 were provided to 1,219 different borrowers. Under the scheme, borrowers could take out a payday loan or spread out repayment over a longer period. 29% of applicants repaid their loan in one ...

4. Critical factors to consider when taking out payday loans ...

   www.aol.com/finance/critical-factors-consider...

   The average payday loan has an interest rate of about 400 percent. Interest rates on personal loans are usually capped at 36 percent. Personal loans tend to have a minimum repayment term of 12 ...

5. Loan shark - Wikipedia

   en.wikipedia.org/wiki/Loan_shark

   A 2001 comparison of short-term lending rates charged by the Chicago Outfit organized crime syndicate and payday lenders in California revealed that, depending on when a payday loan was paid back by a borrower (generally 1–14 days), the interest rate charged for a payday loan could be considerably higher than the interest rate of a similar ...

6. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   Types of first-time homebuyer programs. Low-down payment conventional loans: Conventional loan programs that require just 3 percent down. Down payment assistance (DPA) programs: Loans, grants and ...

7. Is a $300 Side Gig Worth It? 5 Ways To Earn More Than That ...

   www.aol.com/finance/300-side-gig-worth-5...

   While it’s true that to earn more than $300 per month, you would need to deposit at least $72,000 in a high-yield savings account with at least a 5% APY, the real beauty comes in the power of ...