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No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
The TN car insurance requirements are as follows: $25,000 bodily injury liability per person. $50,000 bodily injury liability per accident. $25,000 property damage liability per accident. In ...
The new mandatory insurance minimums are as follows as of Jan. 1, 2023: $25,000 bodily injury liability per person. $50,000 bodily injury liability per accident. $25,000 property damage liability ...
Collision coverage is optional, however if you plan on financing a car or taking a car loan, the lender will usually insist you carry collision for the finance term or until the car is paid off. Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) is the term used by rental car companies for collision coverage. Impact with a pedestrian has ...
51% or more at fault: Sometimes, your percent at fault matters. Some accidents involve two or more partially at-fault drivers. In some states, if one driver is 51 percent or more at fault, that ...
If you choose to purchase a car insurance policy instead, it must comply with Virginia auto insurance requirements. For policies effective January 1, 2022 to December 31, 2024, drivers must carry ...