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  2. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.

  3. What happens if you get in an accident without insurance? - AOL

    www.aol.com/finance/happens-accident-without...

    Fines: You will most likely have to pay a fine if you are caught driving without insurance, which could be steep depending on the details of your accident. Jail time: A first offense may not land ...

  4. What does no-fault state mean? - AOL

    www.aol.com/finance/does-no-fault-state-mean...

    In a no-fault state, both parties will file a claim with their own insurer to help pay for their own injuries, regardless of who is at fault. The insurance company of the driver who caused the ...

  5. Tennessee car insurance laws - AOL

    www.aol.com/finance/tennessee-car-insurance-laws...

    The TN car insurance requirements are as follows: $25,000 bodily injury liability per person. $50,000 bodily injury liability per accident. $25,000 property damage liability per accident. In ...

  6. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Collision coverage provides coverage for vehicles involved in collisions. Collision coverage is subject to a deductible. This coverage is designed to provide payments to repair the damaged vehicle, or payment of the cash value of the vehicle if it is not repairable or totaled. Collision coverage is optional, however if you plan on financing a ...

  7. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage, because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...