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- 100 W. Old Wilson Bridge Road, Worthington, OH · Directions · (614) 785-1122
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Are you sure you’ve calculated the right amount of life insurance to fully protect your family’s financial future?
The cost of life insurance varies quite a bit, depending on the type of policy you choose, the amount of coverage needed, the length of coverage, and your health status.
Calculate needs: Use a life insurance calculator to determine exactly how much coverage you need. This helps avoid over-insuring and paying unnecessarily high premiums. This helps avoid over ...
Permanent life insurance is life insurance that covers the remaining lifetime of the insured. A permanent insurance policy accumulates a cash value up to its date of maturation. The owner can access the money in the cash value by withdrawing money, borrowing the cash value, or surrendering the policy and receiving the surrender value.
Whole life insurance, or whole of life assurance (in the Commonwealth of Nations), sometimes called "straight life" or "ordinary life", is a life insurance policy which is guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date. [1]
Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.
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