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  2. You don’t need a budget, says one personal finance writer ...

    www.aol.com/finance/don-t-budget-says-one...

    In her book, she takes aim at popular personal finance gurus like Dave Ramsey and YNAB’s Jesse Mecham for their optimism—that after taking a few corrective financial actions, someone can be on ...

  3. Personal budget - Wikipedia

    en.wikipedia.org/wiki/Personal_budget

    The 50/30/20 budget is a simple plan that sorts personal expenses into three categories: "needs" (basic necessities), "wants", and savings. 50% of one's net income then goes towards needs, 30% towards wants, and 20% towards savings.

  4. The Index Card - Wikipedia

    en.wikipedia.org/wiki/The_Index_Card

    The original image of the index card, posted to Pollack's blog. In April 2013, Pollack interviewed Olen about her book Pound Foolish, and metaphorically mentioned "that the best [financial] advice for most people would fit on an index card.” [1] [2] Pollack further said, "if you're paying someone for advice, almost by definition, you're probably getting the wrong advice because the correct ...

  5. YNAB - Wikipedia

    en.wikipedia.org/wiki/YNAB

    YNAB has been named one of the best budgeting apps by U.S. News & World Report, Kiplinger's Personal Finance, CNN, HuffPost, CNBC, and hundreds of other financial reporting outlets. [10] The Wall Street Journal – Best budgeting app for hands-on budgeters. [11] Forbes – Best Budgeting Apps [12] Money – Best budgeting app for college ...

  6. The best budgeting apps to manage your money the modern way — including $0 and low-cost apps — chosen by a finance expert. 9 best budgeting apps for January 2025: $0 and low-cost ways to track ...

  7. Personal Finance YouTuber Justine Nelson: The Breakdown of a ...

    www.aol.com/finance/personal-finance-youtuber...

    Nelson shared data from her personal Yearly Glance budget. Currently, she and her husband spend around 30% of their annual budget on their rent in Los Angeles. She also shared that she’s ...

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