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Find the best homeowners insurance in Michigan. See which carriers offer the strongest coverage and most affordable rates.
Cheapest home insurance companies in Michigan. Progressive and AAA offer the cheapest home insurance rates in Michigan, based on a typical dwelling coverage limit of $350,000.
To find the best homeowners insurance companies in Michigan, we first examined average annual premiums for major carriers in the Great Lakes state to find the cheapest coverage.
The cheapest home insurance rates in Michigan are in Ann Arbor. In the home of the Michigan Wolverines, the typical home insurance policy costs $856 per year — $320 less than the statewide average. The cities listed below have the most affordable homeowners insurance in Michigan.
Allstate offers the cheapest homeowners insurance in Michigan, with an average annual premium of just under $970. Inflation, labor shortages, and increased building material costs are some of the...
The cheapest home insurance company in Michigan is Automobile Club MI, which has an average annual rate of $1,179. An Insurance.com analysis of rates, customer complaints and financial stability found Auto-Owners to be Michigan's best home insurance company overall. The average cost of homeowners insurance in Michigan is $2,607, or $217 a month.
Allstate has the cheapest home insurance in Michigan, costing an average of $1,047 per year for $350,000 in dwelling coverage. But Cincinnati has better customer service.