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The PSLF Program allows you to receive forgiveness of the remaining balance of your Direct Loans after you have made the equivalent of 120 qualifying monthly payments under an accepted repayment plan while working full-time for an eligible employer.
You may qualify for forgiveness of the remaining balance due on your eligible federal student loans based on your employment in a public service job.
The PSLF Program forgives the remaining balance on your Direct Loans. while working full-time for an eligible employer. Find out more about Public Service Loan Forgiveness (PSLF) and Temporary Expanded Public Service Loan Forgiveness (TEPSLF) at StudentAid.gov/publicservice.
Learn how to qualify and apply for Public Service Loan Forgiveness (PSLF) program, which can help you reduce your federal student debt by working in public service.
1. To qualify for forgiveness, I must have made 120 qualifying payments on my Direct Loans while employed full-time by a qualifying employer. Neither the 120 qualifying payments nor the qualifying employment have to be consecutive. 2. To qualify for forgiveness, I must be employed full-time by a qualifying employer when I apply for forgiveness. 3.
It will make it much easier once you are ready to apply for forgiveness after 10 years of employment in public service! Submitting the form annually will let us track and verify how many qualifying payments you make while working full-time for a qualifying employer, among other PSLF eligibility requirements. Your employment can be certified by ...
Public Service Loan Forgiveness (PSLF) If you work full time for a government or nonprofit organization, you may qualify for forgiveness of the entire remaining balance of your Direct Loans after you’ve made 120 qualifying payments—i.e., 10 years of payments.
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The Public Service Loan Forgiveness (PSLF) Program is fully managed by the U.S Department of Education on StudentAid.gov. Borrowers seeking PSLF can submit PSLF forms, track the status of their forms, view correspondence, and access payment counts through their StudentAid.gov account.