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  2. Almost 20% of US adults say they cannot cope with an ... - AOL

    www.aol.com/finance/almost-20-us-adults-cannot...

    This statistic is unchanged from 2022 but represents a shocking 11% increase from 2021. If you fall into this group, you could be forced to assume debt to pay for emergency expenses.

  3. False advertising - Wikipedia

    en.wikipedia.org/wiki/False_advertising

    False advertising is the act of publishing, transmitting, or otherwise publicly circulating an advertisement containing a false claim, or statement, made intentionally (or recklessly) to promote the sale of property, goods, or services. [3]

  4. Arizona - Wikipedia

    en.wikipedia.org/wiki/Arizona

    31°20′ N to 37° N: Longitude: ... 21 as "free colored", and 2,421 as "white". ... On November 8, 2022, Arizona voters approved a state constitutional amendment ...

  5. Pennsylvania - Wikipedia

    en.wikipedia.org/wiki/Pennsylvania

    Pennsylvania (/ ˌ p ɛ n s ɪ l ˈ v eɪ n i ə / ⓘ PEN-sil-VAY-nee-ə, lit. ' Penn's forest country '), officially the Commonwealth of Pennsylvania (Pennsylvania Dutch: Pennsylvanie), is a landlocked state spanning the Mid-Atlantic, Northeastern, Appalachian, and Great Lakes regions of the United States.

  6. Mortgage-backed security - Wikipedia

    en.wikipedia.org/wiki/Mortgage-backed_security

    t. e. A mortgage-backed security ( MBS) is a type of asset-backed security (an "instrument") which is secured by a mortgage or collection of mortgages. The mortgages are aggregated and sold to a group of individuals (a government agency or investment bank) that securitizes, or packages, the loans together into a security that investors can buy.

  7. Christianity - Wikipedia

    en.wikipedia.org/wiki/Christianity

    Christianity. Christianity ( / ˌkrɪst ( ʃ) iˈænɪti /) is an Abrahamic monotheistic religion based on the life and teachings of Jesus Christ. It is the world's largest and most widespread religion with roughly 2.4 billion followers, comprising around 31.2% of the world population. [8]

  8. Bond (finance) - Wikipedia

    en.wikipedia.org/wiki/Bond_(finance)

    In finance, a bond is a type of security under which the issuer ( debtor) owes the holder ( creditor) a debt, and is obliged – depending on the terms – to provide cash flow to the creditor (e.g. repay the principal (i.e. amount borrowed) of the bond at the maturity date as well as interest (called the coupon) over a specified amount of time ...

  9. List of Ponzi schemes - Wikipedia

    en.wikipedia.org/wiki/List_of_Ponzi_schemes

    1860s. Jacob Young, William Abrams, and Nancy Clem ran what author Wendy Gamber argues, in her book The Notorious Mrs. Clem: Murder and Money in the Gilded Age, was the first-ever Ponzi scheme. [1] [2] In Munich, Germany, Adele Spitzeder founded the "Spitzedersche Privatbank" in 1869, promising an interest rate of 10 percent per month.