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  2. Option fee - Wikipedia

    en.wikipedia.org/wiki/Option_fee

    During the option period, buyers may either terminate the contract or proceed to purchase the home. Sellers not only receive the benefit of the option fee payment, but also avoid jeopardizing a successful sale. In addition, during the option period, the seller can continue to negotiate and accept back-up offers from other potential buyers.

  3. California FAIR Plan - Wikipedia

    en.wikipedia.org/wiki/California_FAIR_Plan

    [1] [2] [3] The FAIR Plan was established in August 1968 by a statutory amendment to the California Insurance Code (specifically, section 10091 et seq. [4] [5]), and is regulated by the office of the California Insurance Commissioner. The plans are typically more expensive and provide less coverage than commercial plans. [6]

  4. New California law will ban hidden fees. What does it mean ...

    www.aol.com/california-law-ban-hidden-fees...

    Starting next year, California businesses will be prohibited from using hidden fees to attract customers with seemingly low prices. The rules surrounding “junk” fees — from cell phone to ...

  5. No-Fee Mortgage Option Is on the Way - AOL

    www.aol.com/2012/08/20/no-fee-mortgage-option-is...

    By Jennifer Liberto NEW YORK -- Lenders would have to offer potential homebuyers an option to get mortgages with no fees, under a rule proposed by the Consumer Financial Protection Bureau.

  6. Interest rate cap and floor - Wikipedia

    en.wikipedia.org/wiki/Interest_rate_cap_and_floor

    premiums are highest for in the money options and lower for at the money and out of the money options; Premiums increase with maturity. The option seller must be compensated more for committing to a fixed-rate for a longer period of time. Prevailing economic conditions, the shape of the yield curve, and the volatility of interest rates.

  7. How the 'junk fee' ban will affect prices displayed by ... - AOL

    www.aol.com/news/junk-fee-ban-affect-prices...

    In long-awaited guidelines for SB 478, the state's ban on 'drip pricing,' Atty. Gen. Rob Bonta makes it clear that restaurants will have to include surcharges and fees in the prices on their menus.

  8. Option (finance) - Wikipedia

    en.wikipedia.org/wiki/Option_(finance)

    A financial option is a contract between two counterparties with the terms of the option specified in a term sheet. Option contracts may be quite complicated; however, at minimum, they usually contain the following specifications: [8] whether the option holder has the right to buy (a call option) or the right to sell (a put option)

  9. Restaurant service fees are staying after all with Newsom ...

    www.aol.com/news/gov-newsom-signs-law...

    Those 3, 5 and 20% fees at the bottom of your menu could be here to stay. With little time to spare, a new law will allow restaurants and bars to continue charging service fees, healthcare costs ...