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2. Capital recovery factor - Wikipedia

   en.wikipedia.org/wiki/Capital_recovery_factor

   This is related to the annuity formula, which gives the present value in terms of the annuity, the interest rate, and the number of annuities. If n = 1 {\displaystyle n=1} , the C R F {\displaystyle CRF} reduces to 1 + i {\displaystyle 1+i} .

3. Rate of return - Wikipedia

   en.wikipedia.org/wiki/Rate_of_return

   An annual rate of return is a return over a period of one year, such as January 1 through December 31, or June 3, 2006, through June 2, 2007, whereas an annualized rate of return is a rate of return per year, measured over a period either longer or shorter than one year, such as a month, or two years, annualized for comparison with a one-year ...

4. Fixed annuity - Wikipedia

   en.wikipedia.org/wiki/Fixed_annuity

   A "spread" is a percentage of reduction between the calculated return and the interest rate the consumer will be credit with. For instance, if a particular index crediting method offers a 4% spread, and the calculated return was 10% for the year, the policy would earn a rate of 6% (10% calculated return - 4% spread = 6% return).

5. What is an annuity? Here’s what you need to know before ...

   www.aol.com/finance/what-is-an-annuity-200110157...

   For example, if your exclusion ratio is 75%, then $750 of every $1,000 payment would be tax-free return of principal, while $250 would be taxable earnings. Just like qualified annuities ...

6. Annuities in the United States - Wikipedia

   en.wikipedia.org/wiki/Annuities_in_the_United_States

   A deferred annuity that permits allocations to stock or bond funds and for which the account value is not guaranteed to stay above the initial amount invested is called a variable annuity (VA). A new category of deferred annuity, called the fixed indexed annuity (FIA) emerged in 1995 (originally called an Equity-Indexed Annuity). [5]

7. What to do before, during and after your annuity free look period

   www.aol.com/finance/during-annuity-free-look...

   An annuity free look period is a grace period, typically between 10 and 30 days, during which you can decide if the annuity isn’t right for you and return it for a full refund. Free look periods ...