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How much can you save with a defensive driving discount? Savings vary significantly by state and insurer, but most drivers can expect a discount between 3% and 10% off their premium.
Taking a defensive driving course can save you 3% to 10% on your premium, and this discount stacks with any telematics savings you earn. Sources States Beginning to Regulate Popular Usage-Based ...
Traffic School by Improv is approved by various state jurisdictions to administer defensive driving courses. [7] The courses, which may allow traffic offenders to have tickets waived, fines reduced, or penalty points eliminated, are intended both to entertain and to educate. [8] In some states, auto insurance rates may also decrease. [9]
In addition to improving one's own driving skills, many US states provide an incentive to complete an approved defensive driving course by offering mandated insurance discounts or a way to mask a traffic ticket from one's driving record. In some instances, these courses are referred to as traffic school or a defensive driving school.
While usage-based insurance programs offer discounts of 5% to 40% for safe driving habits, remember they track details about your driving patterns and location — so weigh whether the savings ...
AARP Driver Safety, [162] which can be completed in a classroom setting or online, teaches defensive driving techniques and provides "added information on age-related cognitive and physical changes that affect driving". [163] The course is instructed and promoted by volunteers throughout the U.S. In addition to course fees, the program is ...
In recent years, insurance companies have touted telematics discounts like the one Thomas declined as a potential solution to the steep rate increases drivers have seen in the wake of the COVID-19 ...
The Smith System is a defensive driving strategy [1] created in 1952 by Harold L. Smith. [2] [3] Smith's goal was to increase the safety of commercial drivers. [2]After he opened the Safeway Driving School in Detroit in 1948, [4] Smith established the Smith System Driver Improvement Institute in 1952.
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