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If you’re under your full retirement age (FRA) – 67 for those born in 1960 or later – the Social Security Administration (SSA) imposes an earnings test to determine if your income (only ...
Image source: Getty Images. 1. The 2025 Social Security COLA. Social Security beneficiaries are getting a 2.5% cost-of-living adjustment, or COLA, starting with the payment they receive in January ...
If you have an employer, both of you split the 12.4% Social Security tax, paying 6.2% each. If you're self-employed, you're responsible for paying the full 12.4%.
Image source: Getty Images. 1. The cost-of-living adjustment. Seniors get a bump in their Social Security benefit every year called the cost-of-living adjustment ().The 2025 COLA of 2.5% was ...
1. Social Security benefits are rising by 2.5%. ... in 2025 and people earnings millions of dollars will have the same Social Security tax burden. ... work credit is worth $1,810, up from $1,730 ...
Social Security benefits aren’t the only financial aspect that are affected by a retiree choosing to go back to work. There are other things, like 401(k)s and taxes, that should be considered.