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2. Does mortgage prequalification affect your credit score? - AOL

   www.aol.com/finance/does-mortgage...

   Getting prequalified usually doesn't negatively affect your credit score. Mortgage prequalification gives you a basic estimate of the loan amount a lender might extend you to help finance a house ...

3. Mortgage prequalification vs. preapproval: How to time these ...

   www.aol.com/finance/mortgage-prequalification-vs...

   Prequalification is typically done online, but you can also reach out to a bank, credit union or mortgage lender to start the process. Provide basic information.

4. How to shop for a mortgage without hurting your credit score

   www.aol.com/finance/shop-mortgage-without...

   This gives you a soft credit check mortgage exploration option. To prequalify you for a loan, lenders check your credit report but conduct a “soft” inquiry, or “soft pull,” in which they ...

5. How to get preapproved for a mortgage - AOL

   www.aol.com/finance/preapproved-mortgage...

   In general, lenders like to see a mortgage payment taking up no more than 28 percent of your gross monthly income and your total debt payments (which include credit cards, car loans and other ...

6. Pre-approval - Wikipedia

   en.wikipedia.org/wiki/Pre-approval

   In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

7. Pre-qualification - Wikipedia

   en.wikipedia.org/wiki/Pre-qualification

   In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...