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Between 2012 and 2017, an eligible student who paid the entire or a part of the student contribution upfront received a 10% HECS discount on the amount paid (prior to 2012, the HECS discount was 20%). [14] Only Australian citizens and permanent humanitarian visa holders were eligible for the up-front 10% HECS discount. The up-front discount was ...
More controversially, Larkins has expressed his personal view that the student contribution to HECS payments should be deregulated, noting that all evidence suggests that HECS repayment amounts do not act as a disincentive for students to study and that only this will enable Australia's top universities to continue to compete globally. [14]
Income-contingent repayment is an arrangement for the repayment of a loan where the regular (e.g. monthly) amount to be paid by the borrower depends on his or her income. . This type of repayment arrangement is mostly used for student loans, where the ability of the new graduate borrower to repay is usually limited by his or her inco
Bruce James Chapman AO (born 16 September 1951) [1] is an Australian economist and academic known for being the founder or architect of the HECS system. [2] HECS is the Higher Education Contribution Scheme loans system. He was a professor at the College of Business and Economics, Australian National University. [3]
In court papers, Solicitor General Elizabeth Prelogar said the changes to repayment amounts are allowed under a 1993 federal law, which says the Education Department can determine the ...
New Mexico's Health Professional Loan Repayment Act, funded with state and federal dollars, allows health care workers to get their outstanding student loans repaid on a case-by-case basis.
The Income-based repayment (IBR) plan is an alternative to paying back federal student loans, which allows the borrowers to pay back loans based on how much they make, and not based how much money is actually owed. [24] Income-based repayment is a federal program and is not available for private loans. [25]
At issue is the amount of a family's income that is deemed "protected" from the overall adjusted gross income calculation. That income amount is used to determine how much financial aid a student ...