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2. Can you pay to remove negative items from your credit report?

   www.aol.com/finance/pay-remove-negative-items...

   Request debt removal: Request that the collection agency delete the debt from your credit report in exchange for payment. Timeframe to respond : Give the collection agency a deadline to respond to ...

3. What is a pay-for-delete letter? - AOL

   www.aol.com/finance/pay-delete-letter-195458239.html

   A pay-for-delete letter is a written request sent to a creditor or collection agency asking them to remove a negative entry from your credit report in exchange for payment. The primary goal is to ...

4. Can a goodwill letter get late payments removed from your ...

   www.aol.com/finance/goodwill-letters-payments...

   A goodwill letter is a formal request to a creditor asking them to remove a negative mark, like a late payment, from your credit report. Goodwill letters are most effective when the late payment ...

5. Fair Credit Reporting Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

   Under the Fair and Accurate Credit Transactions Act (FACTA), an amendment to the FCRA passed in 2003, consumers are able to receive a free copy of their consumer report from each credit reporting agency once a year. [7] The free report can be requested by telephone, mail, or through the government-authorized website: AnnualCreditReport.com. [8]

6. Information privacy law - Wikipedia

   en.wikipedia.org/wiki/Information_privacy_law

   The Fair Credit Reporting Act provides consumers the ability to view, correct, contest, and limit the uses of credit reports. The FCRA also protects the credit agency from the charge of negligent release in the case of misrepresentation by the requester. Credit agencies must ask the requester the purpose of a requested information release, but ...

7. California Consumer Privacy Act - Wikipedia

   en.wikipedia.org/wiki/California_Consumer...

   The bill was passed by the California State Legislature and signed into law by the Governor of California, Jerry Brown, on June 28, 2018, to amend Part 4 of Division 3 of the California Civil Code. [2] Officially called AB-375, the act was introduced by Ed Chau, member of the California State Assembly, and State Senator Robert Hertzberg. [3] [4]