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  2. Best credit counseling services - AOL

    www.aol.com/finance/best-credit-counseling...

    Contact your creditors directly: You don’t have to use a credit counseling service to call and negotiate rates with your creditors. You can contact a creditor directly and ask for a reduction in ...

  3. National Foundation for Credit Counseling - Wikipedia

    en.wikipedia.org/wiki/National_Foundation_for...

    Consumers who seek help figuring out how to repay their debts or reach their financial goals contact the NFCC for assistance with their financial services needs, including credit counseling, bankruptcy, financial education, and housing counseling. NFCC member agencies set their own fees and fees vary based on state regulations.

  4. Credit counseling - Wikipedia

    en.wikipedia.org/wiki/Credit_counseling

    Credit counseling (known in the United Kingdom as debt counseling) is commonly a process that is used to help individual debtors with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt. [1]

  5. How to get debt relief - AOL

    www.aol.com/finance/where-debt-relief-help...

    Full name and contact information. Physical address. Your Social Security number or individual taxpayer identification number. A copy of the most recent statement of the debts you want to restructure.

  6. Debt relief: Pros and cons - AOL

    www.aol.com/finance/debt-relief-pros-cons...

    Debt settlement, debt management plans and debt consolidation are among the most popular debt relief options. If you work with a credit counselor to create a debt management plan, ensure it’s ...

  7. StepChange - Wikipedia

    en.wikipedia.org/wiki/StepChange

    The introduction of debt counselling over the telephone proved to be a success and the charity expanded throughout the late 1990s and early 2000s. The charity has continued to grow in recent years. In 2007 it established a non-profit individual voluntary arrangement service [ 9 ] and in 2010 launched a free equity release advice service.

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